The Financial School for Spenders
When you have money, you do so many great things.
Here's the problem: most people who identify as Spenders have guilt and shame connected to their spending habits.
You see spending as your downfall.
When it's actually your Superpower.
OUR VISION
At The Financial School for Spenders, our vision is clear: to revolutionize the way Spenders manage money worldwide.
We envision a world where every Spender feels empowered and confident in their financial decisions, without the need for restrictive budgets or sacrificing their lifestyle.
Our mission is to provide innovative, accessible, and judgment-free financial education that caters specifically to the unique needs of Spenders.
Through our cutting-edge online platform, supportive community, and personalized coaching, we aim to transform the relationship Spenders have with money, allowing them to achieve their dreams and build lasting wealth without guilt or shame.
Join us in this journey towards financial freedom and empowerment. Together, we can redefine what it means to be a Spender and unlock unlimited potential for prosperity.
About Dr. Franchelle Caesar
Certified Master Financial Coach with a doctorate in Medicine
Dr. Fran retired from hospital medicine to create The Financial School for Spenders. Her programs empowers women to pay off debt and build wealth in an enjoyable and sustainable way.
Connect to find out how to partner with us. She may be available to speak at your next event, be a guest on your podcast, or interview you on our podcast.
Together, we can make a difference.
Access The Vault
Access The Budget Diary Tutorial Vault for free resources when you purchase your Budget Diary Workbook
The Money Squad
Access The Budget Diary Tutorial Vault for free resources when you purchase your Budget Diary Workbook
Account Ability
Access The Budget Diary Tutorial Vault for free resources when you purchase your Budget Diary Workbook
Spenders Are Better Than Savers
The love of money is not the root of all evil.
The hoarding of money is.
When you love creating money and enjoy spending it, you are the beginning of all that is good and loving in the world.
It's not you...it's your Process
You were taught that budgeting makes you successful with money. But budgeting doesn't work for Spenders. So when you fail, you blame yourself, not the process.
You feel guilt. You feel shame.
And you were never really the problem.
How it all began...
I graduated from the University of Louisville School of Medicine in the early 2000s and practiced hospital medicine for almost two decades.
In 2015, my life changed. After a long infertility journey, I had twins and my workaholic days were abruptly put behind me. I wanted wanted to be fully present during childhood for these two tiny beautiful humans.
At the time of this decision, my biggest obstacle was debt. I had unintentionally amassed three mortgages, two cars, IRS debt, a personal loan, credit cards, and student loans. I say unintentionally because I didn't have a plan for my life. I was just rolling with the punches.
When I decided to pay off my debt I began with the Dave Ramsey system. I calculated 5 years to pay off my debt. But after two months of restriction and misery, I realized that the Dave Ramsey system was not going to work for me.
That's when I realized that the conventional advice for managing money worked well for natural Savers, but not for natural Spenders.
So over following year, I created my own system to pay off debt. I didn't want to be miserable, so my process was based on the thought, “Money loves a playful spirit.”
The journey feel like a game! I even got my toddlers involved. In just ONE YEAR (instead of the projected FIVE), all of my debt was paid.
I was able to save for the next full year, while continuing to play the game. At work, I got two raises and a promotion.
By the time I retired from medicine, I had become The Financial Coach for Spenders. I started helping other women and the game I created for paying off debt is now the program I teach inside The Financial School for Spenders.

Using my system, dozens of women have had miraculous, rapid debt-payoff experiences as well. More than the money transformation, I feel especially grateful to facilitate their renewed self-trust and confidence.
UPCOMING EVENTS
The Financial School for Spenders Events
4/4 & 4/11: Interview with LaKisha theeMD, Financial Coach
4/13/24: Teach Happy, Retire Empowered with OTB Financial Group
5/7/24: Money Squad Virtual Community Meet Up
Let's Get Your Debt-Free Date
Take the FREE 5-Day CHALLENGE and get a complimentary Debt Elimination Analysis
Experience
Financial Freedom
Begin with a 5-Day Journey to Unlock Your Money Blocks & Find Clarity
5 Simple Steps
Begin the Proven Process to Heal Your Relationship with Money
The Action You Need
Effortlessly gather the information you need to make the journey easy
The Motivation You Want
Get your debt-free date & know exactly what you're working toward
Join the FREE 5-DAY CHALLENGE and Get a COMPLIMENTARY Debt Elimination Analysis
While you're here, check out
The Budget Diary Workbook
Subscribe to the weekly Money date video podcast on youtube
01.
Section One
- Debt Snowball
- Goal Coloring Page
- Monthly Wins Tracker
- Net Worth Worksheet
- Income and Expense Summary
- Savings Tracker
- Sinking Funds Tracker
- Holiday Funds Tracker
- Special Events Budget
02.
Section Two
- 12 Monthly Money Management Tools
- Calendar
- Basic Expense Sorter
- Advanced Expense Sorter
- Cash Tracker
- Monthly Review
- Next Month's Budget Planner
03.
Section Three
- Business Goals and Intentions Worksheet
- Business Accounting Categories
- Business Debt Snowball
- Business Savings Tracker
- Net Worth Worksheet
- Annual Business Income & Expense Report
- Profit Tracker
- Owner's Compensation Tracker
- Giving/Taxes Tracker
- Monthly Business Wins Tracker
- Project Budget Worksheet
04.
Section One
- 12 Monthly Business Finance Tools
- Cash Calendar
- Bookkeeping by Category
- Monthly Business Review
